Vision & Medical Insurance - Best Eye Exam & Family Eye Care in Nashua, New Hampshire
Understanding the differences between your medical insurance and your vision care plan
Many of our patients have both vision care plan and medical insurance and it can very difficult to understand the difference between the two. They are each very different in terms of the services they cover and we believe it’s important to take the time to explain the differences to our patients.
Vision coverage is designed mainly to cover determining a prescription for glasses, to help pay for glasses or contact lenses, and to cover a routine evaluation of the health of the eyes in a healthy patient that has no particular problem or symptoms. It is not equipped to deal with and does not usually cover medical conditions and/or treatment plans. Similarly, medical insurance is designed for when you have a medical problem that affects the eyes, and it does not cover routine vision problems such as nearsightedness, farsightedness, and astigmatism.
When a medical diagnosis or medical condition is present that affects your eyes, such as high blood pressure, high cholesterol, or diabetes, to name just a few examples, or you have an eye disease or eye problem such as an infection (pink eye), dry eyes, allergy, or cataracts, again, just to name a few, we must often file the claim with your medical insurance, and the co-pays and deductibles for that insurance will apply. Your vision plan does not cover these kinds of problems. These rules are set by your insurance company and we must comply.
IlluminEyes Vision Care provides eye exams and contact lens eye exams in Nashua, New Hampshire. IlluminEyes Vision Care accepts most vision insurance plans and provides expert eye care services. Our office is open on Saturdays, 8:30 AM - 1:00 PM.
Accepted Insurance Policies
- Blue Cross Blue Shield
- Eye Med
- Harvard Pilgrim Health Care
For VSP related plans. Please contact the practice first if you carry Cigna. Some exclusions may apply.
We do accept other plans as well, so if you do not see your plan listed here, please give us a call and we would be happy to assist you. Our staff is also always available to answer any questions regarding your benefits.